Rates








Loans | Savings | Certificates

   

For a Payment Example click on Calculator. Rates Effective 5/1/2010
Linda Bicknell, Loan Officer email information to: lbicknellmfcu@comcast.net

    

Loans Rate APR* Term  
New Cars,Trucks, Vans, Motorcylces, (100% MSRP) - 2009-2010                   60 mos     6.00  6.00 60 Calculator

New Cars,Trucks, Vans, Motorcylces, (100% clean retail) -2009-2010           72 mos

  7.00

7.00

72 Calculator
Used Cars,Trucks, Vans, Motorcylces, 2007-2008  (85% ltv) 6.50 6.50 60 Calculator
UsedCars,Trucks, Vans, Motorcylces, 2005-2006   (85% ltv) 7.00  7.00 60 Calculator
UsedCars,Trucks, Vans, Motorcylces, 2003-2004   (85% ltv) 8.00 8.00 48 Calculator
Used Cars, Trucks, Vans, Motorcylces, 2001-2002 (same as used car age) 8.50 8.50 36 Calculator
Used Boats and R.V's (Same as cars add 2% for  terms up to 120 mos)     120 Calculator
 * Used cars 9 -11 Years 1999 - 2000   (75% ltv)

 8.75

8.75 

 36 Calculator
 must have A credit for 72 mos.  Must be over $ 25,000.00

 

 

  Calculator
 ***GET PRE-APPROVED FOR YOUR AUTO LOAN AND GET .50% OFF YOUR RATE***

 

 

  Calculator
 
Classic Vehicle Loans (95%LTV) 7.00 7.00  60  MOS
 
Personal Loan  10.00  10.00 24 Calculator
Personal Loan 11.00 11.00 36 Calculator
Personal Loan 12.00 12.00 48 Calculator
Share Pledge Loan : 3.0% over Certificate   0.000 n/a Calculator

                                                                 *****PERSONAL LOAN SPECIAL******

      MFCU'S "ANYTHING LOAN" GET UP TO $2,000 FOR 7.5% FOR 24 MONTHS!

*APR = Annual Percentage Rate
Rates may vary based on applicants credit score
(Average combined credit score is used for joint applicants.)

 *Vintage vehicles must be in excellent condition ( Inspection required).  Must be valued at least $10,000.  Cars & Trucks Only and must have a recent automobile apprasial. Current rate at 7% APR
* The N.A.D.A guides will be used to determine loan value. MFCU will use 95% LTV of NADA guide.

Check Home Page for Loan Specials
Go To Loan Application | Go To Calculators | Back to Top
 

The rates, fees, and terms applicable to your account at the Credit Union are provided in the Rate and Fee Schedule.
The Credit Union may offer other rates for these accounts from time to time.

Rates Effective as of 07/1/2010

 

Savings Minimum Balance Dividend Rate APY* Term
Regular Share Accounts$-0 - 2500.00 5.00 0.15 0.15 n/a
Regular Share Accounts $2500.01 and over 5.00 0.15   0.15 n/a
Special Share Accounts $0.00-$2500.00 5.00 0.15 0.15 n/a
Special Share Accounts $2500.01 and over - 0.20 0.20 n/a

Kids Club Accounts

- 0.15 0.15 n/a
Vacation Club Accounts - 0.15

0.15

n/a
Christmas Club Accounts - 0.15 0.15 n/a
IRA Accounts - 1.10   n/a
Share Draft (Checking) Accounts -         0.00 0.000 n/a
Performance Checking (Money Market Account $ 2500.00 to $ 19,999.99 $2500.00 .55 .55  n/a
Performance Checking (Money Market Account) $20,000.00 & over $2500.00 .65 .65 n/a

 

*APY = Annual Percentage Yield

The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the divided rate and frequency of compounding for an annual period. For Regular Share, Special Share, Christmas Club, and IRA account, Money Market account, The Dividend Rate and Annual Percentage Yield may change monthly as determined by the Credit Union's Board of Directors. The Dividend Rates and Annual Percentage Yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period.
Fees may reduce earnings.
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Certificates Minimum Balance Dividend Rate APY* Term
  .      
Regular Share Certificate      6 Month 1000. .55 .56 6
Regular Share Certificate     12 Month 500. .85 .86 12
Regular Share Certificate    18 Month 500. 1.00 1.01 18
Regular Share Certificate     24 Month 500. 1.25 1.27 24
Regular Share Certificate     36 Month  500. 1.40 1.42  36
Jumbo Share Certificate          50,000 .75 .76 6
Jumbo Share Certificate        50,000. 1.00 1.01 12
Jumbo Share Certificate 50,000. 1.20 1.21 18
Jumbo Share Certificate 50,000. 1.50 1.55 24
IRA Share Certificate rates same as Regular IRA Certificate Rates        

 

*APY = Annual Percentage Yield
"Penalty for early withdrawal"

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