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Loans | Savings | Certificates
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For a Payment Example click on Calculator. Rates Effective 5/1/2010
Linda Bicknell, Loan Officer email information to: lbicknellmfcu@comcast.net
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| Loans |
Rate |
APR* |
Term |
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| New Cars,Trucks, Vans, Motorcylces, (100% MSRP) - 2009-2010 60 mos |
6.00 |
6.00 |
60 |
Calculator |
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New Cars,Trucks, Vans, Motorcylces, (100% clean retail) -2009-2010 72 mos
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7.00
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7.00
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72 |
Calculator |
| Used Cars,Trucks, Vans, Motorcylces, 2007-2008 (85% ltv) |
6.50 |
6.50 |
60 |
Calculator |
| UsedCars,Trucks, Vans, Motorcylces, 2005-2006 (85% ltv) |
7.00 |
7.00 |
60 |
Calculator |
| UsedCars,Trucks, Vans, Motorcylces, 2003-2004 (85% ltv) |
8.00 |
8.00 |
48 |
Calculator |
| Used Cars, Trucks, Vans, Motorcylces, 2001-2002 (same as used car age) |
8.50 |
8.50 |
36 |
Calculator |
| Used Boats and R.V's (Same as cars add 2% for terms up to 120 mos) |
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120 |
Calculator |
| * Used cars 9 -11 Years 1999 - 2000 (75% ltv) |
8.75
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8.75
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36 |
Calculator |
| must have A credit for 72 mos. Must be over $ 25,000.00 |
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Calculator |
| ***GET PRE-APPROVED FOR YOUR AUTO LOAN AND GET .50% OFF YOUR RATE*** |
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Calculator |
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| Classic Vehicle Loans (95%LTV) |
7.00 |
7.00 |
60 |
MOS |
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| Personal Loan |
10.00 |
10.00 |
24 |
Calculator |
| Personal Loan |
11.00 |
11.00 |
36 |
Calculator |
| Personal Loan |
12.00 |
12.00 |
48 |
Calculator |
| Share Pledge Loan : 3.0% over Certificate |
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0.000 |
n/a |
Calculator |
*****PERSONAL LOAN SPECIAL******
MFCU'S "ANYTHING LOAN" GET UP TO $2,000 FOR 7.5% FOR 24 MONTHS!
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*APR = Annual Percentage Rate
Rates may vary based on applicants credit score
(Average combined credit score is used for joint applicants.)
*Vintage vehicles must be in excellent condition ( Inspection required). Must be valued at least $10,000. Cars & Trucks Only and must have a recent automobile apprasial. Current rate at 7% APR
* The N.A.D.A guides will be used to determine loan value. MFCU will use 95% LTV of NADA guide.
Check Home Page for Loan Specials
Go To Loan Application | Go To Calculators | Back to Top
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The rates, fees, and terms applicable to your account at the Credit Union are provided in the Rate and Fee Schedule.
The Credit Union may offer other rates for these accounts from time to time.
Rates Effective as of 07/1/2010 |
| Savings |
Minimum Balance |
Dividend Rate |
APY* |
Term |
| Regular Share Accounts$-0 - 2500.00 |
5.00 |
0.15 |
0.15 |
n/a |
| Regular Share Accounts $2500.01 and over |
5.00 |
0.15 |
0.15 |
n/a |
| Special Share Accounts $0.00-$2500.00 |
5.00 |
0.15 |
0.15 |
n/a |
| Special Share Accounts $2500.01 and over |
- |
0.20 |
0.20 |
n/a |
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Kids Club Accounts
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- |
0.15 |
0.15 |
n/a |
| Vacation Club Accounts |
- |
0.15 |
0.15
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n/a |
| Christmas Club Accounts |
- |
0.15 |
0.15 |
n/a |
| IRA Accounts |
- |
1.10 |
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n/a |
| Share Draft (Checking) Accounts |
- |
0.00 |
0.000 |
n/a |
| Performance Checking (Money Market Account $ 2500.00 to $ 19,999.99 |
$2500.00 |
.55 |
.55 |
n/a |
| Performance Checking (Money Market Account) $20,000.00 & over |
$2500.00 |
.65 |
.65 |
n/a |
*APY = Annual Percentage Yield
The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the divided rate and frequency of compounding for an annual period. For Regular Share, Special Share, Christmas Club, and IRA account, Money Market account, The Dividend Rate and Annual Percentage Yield may change monthly as determined by the Credit Union's Board of Directors. The Dividend Rates and Annual Percentage Yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period.
Fees may reduce earnings.
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| Certificates |
Minimum Balance |
Dividend Rate |
APY* |
Term |
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| Regular Share Certificate 6 Month |
1000. |
.55 |
.56 |
6 |
| Regular Share Certificate 12 Month |
500. |
.85 |
.86 |
12 |
| Regular Share Certificate 18 Month |
500. |
1.00 |
1.01 |
18 |
| Regular Share Certificate 24 Month |
500. |
1.25 |
1.27 |
24 |
| Regular Share Certificate 36 Month |
500. |
1.40 |
1.42 |
36 |
| Jumbo Share Certificate |
50,000 |
.75 |
.76 |
6 |
| Jumbo Share Certificate |
50,000. |
1.00 |
1.01 |
12 |
| Jumbo Share Certificate |
50,000. |
1.20 |
1.21 |
18 |
| Jumbo Share Certificate |
50,000. |
1.50 |
1.55 |
24 |
| IRA Share Certificate rates same as Regular IRA Certificate Rates |
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*APY = Annual Percentage Yield
"Penalty for early withdrawal"
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