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Loans | Savings | Certificates
For a Payment Example click on Calculator.
Rates Effective 12/01/2008 |
| Loans |
Rate |
APR* |
Term |
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| New Cars,Trucks, Vans, Motorcylces, (95% list) - untitled |
5.750 |
5.750 |
60 |
Calculator |
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New Cars,Trucks, Vans, Motorcylces, (95% average retail) - untitled
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6.750
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6.750
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72 |
Calculator |
| Used Cars,Trucks, Vans, Motorcylces, 2005 -2006 (85% average retail) |
6.000 |
6.000 |
60 |
Calculator |
| UsedCars,Trucks, Vans, Motorcylces, 2002-2004 (85% average retail) |
6.500 |
6.500 |
60 |
Calculator |
| UsedCars,Trucks, Vans, Motorcylces, 2000-2001 (same as used car age) |
8.000 |
8.000 |
48 |
Calculator |
| Used Cars, Trucks, Vans, Motorcylces, 1999 or OLDER (same as used car age) |
8.500 |
8.500 |
36 |
Calculator |
| Used Boats and R.V's (Same as cars add 2% for over longer terms up to 120 mos) |
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120 |
Calculator |
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Calculator |
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| Personal Loan |
9.500 |
9.500 |
36 |
Calculator |
| Personal Loan |
10.500 |
10.50 |
48 |
Calculator |
| Personal Loan |
12.000 |
12.00 |
60 |
Calculator |
| Share Pledge Loan : 3.0% over Certificate or Share Saving Rate |
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0.000 |
n/a |
Calculator |
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*APR = Annual Percentage Rate
Rates may vary based on applicants credit score
(Average score for joint applicants.)
*Vintage vehicles must be in excellent condition (Subject to Inspection). Must be valued at least $1000. Cars & Trucks Only.
* The N.A.D.A guides will be used to determine loan value.
* Discount .10% If member has Direct Deposit (Minus .10%)
* Discount .10% If member has Checking Account Here (Minus .10%)
* Discount .50% Refinance from another Lender: (Minus.50%) Reguardless of Balance Owed.
Check Home Page for Loan Specials
Go To Loan Application | Go To Calculators | Back to Top
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The rates, fees, and terms applicable to your account at the Credit Union are provided in the Rate and Fee Schedule.
The Credit Union may offer other rates for these accounts from time to time.
Rates Effective as of 12/01/2008 |
| Savings |
Minimum Balance |
Dividend Rate |
APY* |
Term |
| Regular Share Accounts$-0 - 2500.00 |
5.00 |
0.35 |
0.35 |
n/a |
| Regular Share Accounts $2500.01 and over |
5.00 |
0.50 |
0.50 |
n/a |
| Special Share Accounts $0.00-$2500.00 |
- |
0.35 |
0.35 |
n/a |
| Special Share Accounts $2500.01 and over |
- |
0..40 |
0.40 |
n/a |
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Kids Club Accounts
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- |
0.30 |
0.30 |
n/a |
| Vacation Club Accounts |
- |
0.30 |
0.30
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n/a |
| Christmas Club Accounts |
- |
0.30 |
0.30 |
n/a |
| IRA Accounts |
- |
1.90 |
1.92 |
n/a |
| Share Draft (Checking) Accounts |
- |
0.00 |
0.000 |
n/a |
| Performance Checking (Money Market Account $ 2500.00 to $ 19,999.99 |
$2500.00 |
1.95 |
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n/a |
| Performance Checking (Money Market Account) $20,000.00 & over |
$2500.00 |
2.15 |
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n/a |
*APY = Annual Percentage Yield
The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the divided rate and frequency of compounding for an annual period. For Regular Share, Special Share, Christmas Club, and IRA account, Money Market account, The Dividend Rate and Annual Percentage Yield may change monthly as determined by the Credit Union's Board of Directors. The Dividend Rates and Annual Percentage Yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period.
Fees may reduce earnings.
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| Certificates |
Minimum Balance |
Dividend Rate |
APY* |
Term |
| Regular Share Certificate |
1000. |
2.25 |
2.27 |
3 |
| Regular Share Certificate |
1000. |
2.50 |
2.53 |
6 |
| Regular Share Certificate |
500. |
2.75 |
2.78 |
12 |
| Regular Share Certificate |
500. |
2.85 |
2.89 |
18 |
| Regular Share Certificate |
500. |
2.95 |
2.99 |
24 |
| Jumbo Share Certificate |
50,000. |
2.50 |
2.53 |
3 |
| Jumbo Share Certificate |
50,000. |
2.60 |
2.63 |
6 |
| Jumbo Share Certificate |
50,000. |
2.65 |
2.68 |
12 |
| Jumbo Share Certificate |
50,000. |
2.75 |
2.78 |
18 |
| Jumbo Share Certificate |
50,000. |
3.00 |
3.04 |
24 |
| IRA Share Certificate rates available |
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*APY = Annual Percentage Yield
"Penalty for early withdrawal"
IRA CERTIFICATE RATES: Call the Office 284-7667
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