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Muncie Federal Credit Union
5400 N. Wheeling Avenue
Muncie, IN 47304-5862

MON. - FRI. 9:00 AM - 5:00 PM
SATURDAY 9:00 AM - 12:00 PM (drive-up only)
Phone: 765-284-7667
Fax: 765-284-7697
*Please note:
Email is not a secure form of communication.  Do not include any sensitive or personal information in your correspondence.
General e-mail:

Sybil- Voice Response:  765-751-0208

Report a lost or stolen Visa Credit Card call 1-800-289-5939

Attention Members

If you need to report your debit card

lost or stolen, after business hours,

please call First Data Fraud Department

at 1-800-523-4175


*Regulation D-

Regulation D limits each secondary share account to SIX unsigned transfers per month. Transactions completed remotely through MFCU Home Banking or Sybil telephone banking as well as automatic overdrafts and telephone requests are considered unsigned transfers. Preauthorized debits such as Paypal or insurance premiums are also included in the six per month limit.  Membership Draft accounts are excluded from the regulation and therefore have UNLIMITED transfer capability.







All funds in a Non-interest bearing transaction account are insured in full by NCUA through December 31, 2012.  This temporary unlimited coverage is in addition to and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share account insurance rules.  The term Non-interest bearing transaction account includes a traditional share draft account or demand deposit account on which the insured credit union pays no interest or dividend. It does not include any transaction share account that earns interest or dividends. For more information regarding NCUA insurance coverage of transaction accounts please visit

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