Visa Classic Credit Cards - 13% APR*, No Annual Fee, 25 day grace 
Visa Gold Credit Cards -     10.9% APR*, No Annual Fee, 25 day grace
Visa Platinum Credit Card-  8.9%APR, No Annual Fee, 25 day grace

*APR - Annual Percentage Rate

Electronic Services

Visa ATM/Debit Card
Payroll deduction and Direct Deposit from Muncie Community Schools
Direct Deposit - contact your employer to set up ACH payroll deduction or Direct 
Direct Deposit for Social Security and Pension payments.
Sybil-Voice Response System 24 hour access to your account via touch-tone 
Home Banking - Free Internet Banking 24/7

Miscellaneous Services

Drive-up Window
Night Depository: Deposits left over the weekend will NOT be posted until the following business day
Gap Insurance - For New and Used Autos
Wire Transfers
Member Pay Life and Disability Insurance
NADA auto value quotes
ATM Machine - 24/7 Banking
Counter Checks








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